Originally posted by Bill Olson on http://analytics.ubabenefits.com
More than 75 cents of every health care dollar spent in the United States goes toward treating chronic diseases such as arthritis, asthma, cancer, cardiovascular disease and diabetes, according to the Centers for Disease Control and Prevention. Consequently, employer-sponsored wellness programs are on the rise. UBA’s 2012 Health Plan Survey points to an increase in wellness program adoption among employers; in 2012 81.0% of employers offered a health risk assessment, 65.4% offered incentive awards, 52.0% offered gift certificates or paid employees’ health club dues, and 44.0% paid cash toward employee premiums.
The rules on how wellness programs are implemented recently changed as a result of the Affordable Care Act, and employers need to be aware of the new restrictions.
Unum is hosting two free webinars, sponsored by United Benefit Advisors (UBA): “Health and Wellness and Employee Motivation: Making the Connection” on August 27, 2013 at 2 pm ET and “Legal Considerations When Developing an Employer-Sponsored Wellness Program” on August 29, 2013 at 2 pm ET.
The webinar, “Health and Wellness and Employee Motivation: Making the Connection,” will prepare employee benefits and human resource managers to manage and consult upon the emerging issues related to the multigenerational workforce including productivity and motivation. The presentation examines the healthcare industry and its unique challenges in managing productivity due to the aging population, health reform, disengaged workers, and the need to mitigate the impact of the rising costs of healthcare among its own employees. To register for this webinar, visit: http://getsix.in/o7cVF.
To ensure that your wellness programs are PPACA-compliant, Unum is hosting the “Legal Considerations When Developing an Employer-Sponsored Wellness Program” webinar that will review new rules for wellness programs under health care reform. To register, visit: http://getsix.in/o7cY4.
“Wellness programs can be a very effective way for employers to lower health care costs,” says Thom Mangan, CEO of UBA. “However, as a result of recent PPACA regulations, employers need to know how to properly implement a wellness program and how these changes affect their overall employee benefits planning.”
Health and Wellness and Employee Motivation: Making the Connection
Kristin Tugman, PhD, CRC, LPC
Assistant Vice President, Health and Productivity
Kristin is the head of the health and productivity (H&P) team at Unum. Kristin is a Certified Rehabilitation Counselor and a Licensed Professional Counselor and has been working in the field of vocational rehabilitation since 1997. Dr. Tugman has authored several publications pertaining to the psychological aspects of disability. Her work details a specific cognitive behavioral model to assist individuals in overcoming psychological barriers that prevent a return to productivity. Kristin continues to actively work on the research and development of techniques that assist individuals with psychiatric and other disabilities in maintaining appropriate function in the competitive work force.
Legal Considerations When Developing an Employer-Sponsored Wellness Program
About Leaba Cash
Assistant Vice President & Special Counsel
Leaba joined Unum in 1988 as an associate counsel and has been promoted through the ranks to her current position as Assistant Vice President & Special Counsel. While at Unum, in a career that has spanned 25 years, Loraine has served as legal counsel to a broad range of operational areas providing extensive research and advice in ERISA, tax, insurance law and regulatory matters, including producer licensing, contracting and e-commerce.
Assistant Vice President & Counsel
Sarah is a member of Business Operations Law and Compliance area (BOLC), a division of the Unum US Law Department, specializing in insurance and employee benefits law, including the ERISA, tax and commercial laws applicable to employer-sponsored welfare benefit plans and worksite insurance offerings.
About United Benefit Advisors
United Benefit Advisors® (UBA) is the nation’s leading independent employee benefits advisory organization with more than 200 Partner offices in 46 states, Canada and the United Kingdom. Learn more at www.UBAbenefits.com