Health Insurance Basics: Part 2 | Pennsylvania Benefits Agents
Does a Health Plan Typically Pay for Services from Any Doctor? Not always. Some types of plans encourage or require consumers to get care from a specific set of doctors, hospitals, pharmacies, and other medical service providers who have entered into contracts with the plan to provide items and services at a negotiated rate. The … Continued
Benefits 101: Personal Leave | Pennsylvania Benefits Agency
A better work/life balance is at the top of the list for many employees. However, with the absence of nationwide paid leave regulations for American workers, employers typically determine the extent of paid time off for their employees. In an increased effort to remain competitive and improve employee attraction and retention, a new survey found … Continued
Benefits 101: Embedded vs. Non-Embedded Deductibles | PA Benefits Team
Everyone needs health insurance but many people don’t fully understand it. One important concept to understand is your deductible. A deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual plan, the deductible is straightforward. But family plans are a … Continued
5 Ways to Support the Wellness of Remote Workers | PA Employee Benefits Agency
Remote work brings with it a unique set of mental health and wellness concerns. For starters, many may feel isolated, especially if they work from their home for hours on end without other people around them. In addition, they may feel disconnected with their colleagues and those “water cooler” opportunities. Because many of them work from home, … Continued
Exceptional & Extraordinary Employees – Don’t Burn Them Out | PA Employee Benefits Team
Are HR professionals relying so much on top talent that they risk increasing the odds that they burnout? Every organization has employees who stand out for one reason or another. They often include your superstars or high achievers. Managers will often turn to these exceptional employees when there’s a special project or deliverable to be … Continued
Benefits 101: What Is Critical Illness Insurance?s | Pennsylvania Benefits Group
Critical illness insurance is known by many names: heart attack insurance, catastrophic illness insurance and sick insurance are just a few. No matter what it’s called, it’s designed to guard against the financial costs of a serious disease or condition. As the average life expectancy in the United States continues to increase, insurance brokers are … Continued
Top Benefit Trends for 2024s | PA Employee Benefits Group
The challenges that influenced the benefits landscape in 2023 persist—perhaps even more so. Rising costs, due to inflation and increasing health care prices, will continue to present challenges this new year. But employers who understand the benefits landscape for 2024 can mold their approach for the upcoming year. A new year means revisiting your existing … Continued
What is Mental Health and Wellness in HR? | Pennsylvania Benefits Agents
Mental health and wellness in HR is the practice of employers caring about the health and stress management of their workers by providing support and resources to prevent burnout. Human Resources professionals include mental health and wellness benefits, such as insurance coverage, employee assistance programs (EAPs), access to apps and counseling, and more. Beyond traditional benefits, … Continued
Health Insurance Basics: Part 1 | Pennsylvania Benefits Agency
What is Health Insurance and Why is it Important? Health insurance is a legal entitlement to payment or reimbursement for your health care costs, generally under a contract with a health insurance company. Health insurance provides important financial protection in case you have an accident or sickness. For example, health insurance may help to pay … Continued
Year-Round Benefits Education | PA Benefits Team
For most organizations, employee benefits communication kicks into high gear during open enrollment season. During this time, there is a surge in emails, educational webinars, fliers throughout the office, and a barrage of forms demanding signatures. Post open enrollment, however, employees often receive minimal information about their benefits. While sporadic email updates or new laminated … Continued